Nakudin

Loan Default Records in Microfinance Banks

Accounting2025, Undergraduate

This study investigates loan Default Records in Microfinance Banks in Oja Titun Market, Osogbo. Using a survey research design, data were collected from 316 traders in Oja Titun Market, Osogbo. Findings reveal that group-lending records predict default better than collateral The study recommends simplification and harmonisation of business taxes

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