Nakudin uses cookies to serve ads, including personalized ads based on your visits to this and other sites. See our Privacy Policy for details.
Banking and Finance — 2025, Undergraduate
This study assessed the effectiveness of credit risk management on the performance of commercial banks in Nigeria. A mixed-methods approach combining questionnaire administration with analysis of financial statements was adopted. Data were analysed using descriptive statistics and regression analysis. The findings revealed that robust credit appraisal, collateral management, and monitoring significantly reduced non-performing loans and supported profitability. The study, however, found weak risk culture and inadequate data in some banks. It recommends strengthened credit policies, enhanced staff capacity, and the adoption of data-driven credit scoring.
For reference and learning only. Do not submit this work as your own.
Report a problem with this project
Too time-strapped to build it yourself?
Our team writes final-year projects and builds software on request — source, materials and support included. Get a quote.