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Assessment of Teaching Facilities for ND Banking and Finance Programmes in Gombe State
This project examined assessment of teaching facilities for nd banking and finance programmes in gombe state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Gombe State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of Business Mathematics Instruction on ND Banking Students' Performance in Edo State
This project examined effect of business mathematics instruction on nd banking students' performance in edo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Edo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Challenges Facing ND Graduates Seeking Employment in Microfinance Banks in Cross River State
This project examined challenges facing nd graduates seeking employment in microfinance banks in cross river state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Cross River State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of peer group influence on ND Students' Understanding of Financial Institutions in Bayelsa State
This project examined influence of peer group influence on nd students' understanding of financial institutions in bayelsa state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Bayelsa State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Entrepreneurial Skills Acquisition among ND Banking and Finance Students in Akwa Ibom State
This project examined assessment of entrepreneurial skills acquisition among nd banking and finance students in akwa ibom state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Akwa Ibom State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of SIWES Placement in Banks on ND Students' Practical Skills in Zamfara State
This project examined effect of siwes placement in banks on nd students' practical skills in zamfara state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Zamfara State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Problems of Teaching Elements of Banking at ND Level in Sokoto State
This project examined problems of teaching elements of banking at nd level in sokoto state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Sokoto State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of school environment on Students' Choice of Banking and Finance in Polytechnics in Oyo State
This project examined influence of school environment on students' choice of banking and finance in polytechnics in oyo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Oyo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of E-Banking Knowledge among ND Banking and Finance Students in Ogun State
This project examined assessment of e-banking knowledge among nd banking and finance students in ogun state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Ogun State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of supervision during SIWES on ND Banking and Finance Students' Performance in Lagos State
This project examined effect of supervision during siwes on nd banking and finance students' performance in lagos state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Lagos State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Teaching Facilities for ND Banking and Finance Programmes in Kebbi State
This project examined assessment of teaching facilities for nd banking and finance programmes in kebbi state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Kebbi State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of Business Mathematics Instruction on ND Banking Students' Performance in Kaduna State
This project examined effect of business mathematics instruction on nd banking students' performance in kaduna state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Kaduna State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Challenges Facing ND Graduates Seeking Employment in Microfinance Banks in Gombe State
This project examined challenges facing nd graduates seeking employment in microfinance banks in gombe state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Gombe State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of power supply reliability on ND Students' Understanding of Financial Institutions in Edo State
This project examined influence of power supply reliability on nd students' understanding of financial institutions in edo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Edo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Entrepreneurial Skills Acquisition among ND Banking and Finance Students in Cross River State
This project examined assessment of entrepreneurial skills acquisition among nd banking and finance students in cross river state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Cross River State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of SIWES Placement in Banks on ND Students' Practical Skills in Bayelsa State
This project examined effect of siwes placement in banks on nd students' practical skills in bayelsa state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Bayelsa State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Problems of Teaching Elements of Banking at ND Level in Akwa Ibom State
This project examined problems of teaching elements of banking at nd level in akwa ibom state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Akwa Ibom State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of peer group influence on Students' Choice of Banking and Finance in Polytechnics in Zamfara State
This project examined influence of peer group influence on students' choice of banking and finance in polytechnics in zamfara state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Zamfara State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of E-Banking Knowledge among ND Banking and Finance Students in Sokoto State
This project examined assessment of e-banking knowledge among nd banking and finance students in sokoto state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Sokoto State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of students' entry background on ND Banking and Finance Students' Performance in Oyo State
This project examined effect of students' entry background on nd banking and finance students' performance in oyo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Oyo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Teaching Facilities for ND Banking and Finance Programmes in Ogun State
This project examined assessment of teaching facilities for nd banking and finance programmes in ogun state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Ogun State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of Business Mathematics Instruction on ND Banking Students' Performance in Lagos State
This project examined effect of business mathematics instruction on nd banking students' performance in lagos state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Lagos State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Challenges Facing ND Graduates Seeking Employment in Microfinance Banks in Kebbi State
This project examined challenges facing nd graduates seeking employment in microfinance banks in kebbi state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Kebbi State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of supervision during SIWES on ND Students' Understanding of Financial Institutions in Kaduna State
This project examined influence of supervision during siwes on nd students' understanding of financial institutions in kaduna state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Kaduna State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Entrepreneurial Skills Acquisition among ND Banking and Finance Students in Gombe State
This project examined assessment of entrepreneurial skills acquisition among nd banking and finance students in gombe state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Gombe State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of SIWES Placement in Banks on ND Students' Practical Skills in Edo State
This project examined effect of siwes placement in banks on nd students' practical skills in edo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Edo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Problems of Teaching Elements of Banking at ND Level in Cross River State
This project examined problems of teaching elements of banking at nd level in cross river state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Cross River State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of power supply reliability on Students' Choice of Banking and Finance in Polytechnics in Bayelsa State
This project examined influence of power supply reliability on students' choice of banking and finance in polytechnics in bayelsa state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Bayelsa State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of E-Banking Knowledge among ND Banking and Finance Students in Akwa Ibom State
This project examined assessment of e-banking knowledge among nd banking and finance students in akwa ibom state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Akwa Ibom State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of availability of instructional materials on ND Banking and Finance Students' Performance in Zamfara State
This project examined effect of availability of instructional materials on nd banking and finance students' performance in zamfara state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Zamfara State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Teaching Facilities for ND Banking and Finance Programmes in Sokoto State
This project examined assessment of teaching facilities for nd banking and finance programmes in sokoto state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Sokoto State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of Business Mathematics Instruction on ND Banking Students' Performance in Oyo State
This project examined effect of business mathematics instruction on nd banking students' performance in oyo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Oyo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Challenges Facing ND Graduates Seeking Employment in Microfinance Banks in Ogun State
This project examined challenges facing nd graduates seeking employment in microfinance banks in ogun state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Ogun State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of students' entry background on ND Students' Understanding of Financial Institutions in Lagos State
This project examined influence of students' entry background on nd students' understanding of financial institutions in lagos state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Lagos State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of Entrepreneurial Skills Acquisition among ND Banking and Finance Students in Kebbi State
This project examined assessment of entrepreneurial skills acquisition among nd banking and finance students in kebbi state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Kebbi State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of SIWES Placement in Banks on ND Students' Practical Skills in Kaduna State
This project examined effect of siwes placement in banks on nd students' practical skills in kaduna state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Kaduna State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Problems of Teaching Elements of Banking at ND Level in Gombe State
This project examined problems of teaching elements of banking at nd level in gombe state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Gombe State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Influence of supervision during SIWES on Students' Choice of Banking and Finance in Polytechnics in Edo State
This project examined influence of supervision during siwes on students' choice of banking and finance in polytechnics in edo state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Edo State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Assessment of E-Banking Knowledge among ND Banking and Finance Students in Cross River State
This project examined assessment of e-banking knowledge among nd banking and finance students in cross river state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Cross River State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Effect of quality of industrial training exposure on ND Banking and Finance Students' Performance in Bayelsa State
This project examined effect of quality of industrial training exposure on nd banking and finance students' performance in bayelsa state. A survey and practical investigation design was adopted, with questionnaires, interviews and field observations administered within the study area, and the data collected were analysed using frequency counts, percentages and mean ratings. Findings revealed gaps in practical facilities and supervision that affect ND students' acquisition of technician skills in Bayelsa State. The project recommends improved workshop and laboratory provision, stronger SIWES supervision, and closer polytechnic-industry collaboration.
2025 — Diploma
Financial Consumer Protection Mechanisms in Banking
This study assesses financial Consumer Protection Mechanisms in Banking in Nsukka. A descriptive survey design was employed and data were gathered from 210 operators. Findings reveal that complaint resolution channels remain slow for retail customers The study recommends improved complaint resolution and customer feedback mechanisms
2025 — Undergraduate
Foreign Exchange Hedging Practices of Importers
This study examines foreign Exchange Hedging Practices of Importers in Ikare. The research adopted a survey design, collecting data from 169 investors. Findings reveal that few importers hedge despite volatile naira movements The study recommends financial literacy programmes for retail investors and savers
2025 — Undergraduate
Automated Teller Machine Uptime and Customer Experience
This study investigates automated Teller Machine Uptime and Customer Experience in Ondo Town. Using a survey research design, data were collected from 128 bank staff. Findings reveal that cash-outage complaints dominate ATM service quality surveys The study recommends strengthening of credit assessment systems for microfinance loan portfolios
2025 — Undergraduate
Cost Efficiency of Brick-and-Mortar Bank Branches
This study assesses cost Efficiency of Brick-and-Mortar Bank Branches in Ilesa. A descriptive survey design was employed and data were gathered from 367 customers. Findings reveal that branches remain profitable as advisory hubs The study recommends expansion of digital banking channels and agent networks
2025 — Undergraduate
Retirement Savings Account Management and Contributors' Confidence
This study examines retirement Savings Account Management and Contributors' Confidence in Ogbomoso. The research adopted a survey design, collecting data from 326 operators. Findings reveal that contributors' trust depends on timely statements The study recommends improved complaint resolution and customer feedback mechanisms
2025 — Undergraduate
Regulatory Compliance Burden of Anti-Money Laundering Rules
This study investigates regulatory Compliance Burden of Anti-Money Laundering Rules in Zaria. Using a survey research design, data were collected from 285 investors. Findings reveal that compliance cost pushes small banks to share systems The study recommends financial literacy programmes for retail investors and savers
2025 — Undergraduate
Cashless Policy and the Shift to Digital Payments
This study assesses cashless Policy and the Shift to Digital Payments in Okene. A descriptive survey design was employed and data were gathered from 244 bank staff. Findings reveal that agent banking softens the harshness of cashless enforcement The study recommends strengthening of credit assessment systems for microfinance loan portfolios
2025 — Undergraduate
Microcredit Impact on Small-Scale Market Traders
This study examines microcredit Impact on Small-Scale Market Traders in Umuahia. The research adopted a survey design, collecting data from 203 customers. Findings reveal that microcredit raises stock levels but not always margins The study recommends expansion of digital banking channels and agent networks
2025 — Undergraduate
Interest Rate Risk Exposure of Long-Term Loan Portfolios
This study investigates interest Rate Risk Exposure of Long-Term Loan Portfolios in Warri. Using a survey research design, data were collected from 162 operators. Findings reveal that fixed-rate loans expose banks to rate shocks The study recommends improved complaint resolution and customer feedback mechanisms
2025 — Undergraduate
Liquidity Management Among Nigerian Money Market Operators
This study assesses liquidity Management Among Nigerian Money Market Operators in Sapele. A descriptive survey design was employed and data were gathered from 121 investors. Findings reveal that interbank borrowing smooths short-term liquidity gaps The study recommends financial literacy programmes for retail investors and savers
2025 — Undergraduate
International Remittance Channels and Exchange Rate Margins
This study examines international Remittance Channels and Exchange Rate Margins in Offa. The research adopted a survey design, collecting data from 360 bank staff. Findings reveal that formal channels retain more remitters despite transfer fees The study recommends strengthening of credit assessment systems for microfinance loan portfolios
2025 — Undergraduate
Performance of Digital-Only Banks Against Traditional Banks
This study investigates performance of Digital-Only Banks Against Traditional Banks in Owo. Using a survey research design, data were collected from 319 customers. Findings reveal that digital banks win on fees but lag on customer service The study recommends expansion of digital banking channels and agent networks
2025 — Undergraduate
Bank Verification Number Enforcement and Account Integrity
This study assesses bank Verification Number Enforcement and Account Integrity in Abuja. A descriptive survey design was employed and data were gathered from 278 operators. Findings reveal that BVN checks have reduced duplicate accounts substantially The study recommends improved complaint resolution and customer feedback mechanisms
2025 — Undergraduate
Mobile Money Agents and Financial Inclusion in Rural Communities
This study examines mobile Money Agents and Financial Inclusion in Rural Communities in Enugu. The research adopted a survey design, collecting data from 237 investors. Findings reveal that agent networks serve communities that banks abandoned The study recommends financial literacy programmes for retail investors and savers
2025 — Undergraduate
Credit Risk Management Practices in Microfinance Banking
This study investigates credit Risk Management Practices in Microfinance Banking in Kaduna. Using a survey research design, data were collected from 196 bank staff. Findings reveal that group lending reduces delinquency in cooperative microfinance The study recommends strengthening of credit assessment systems for microfinance loan portfolios
2025 — Undergraduate
Mutual Fund Penetration Among Salaried Workers
This study assesses mutual Fund Penetration Among Salaried Workers in Port Harcourt. A descriptive survey design was employed and data were gathered from 155 customers. Findings reveal that monthly-deduction plans attract the most salaried investors The study recommends expansion of digital banking channels and agent networks
2025 — Undergraduate
Awareness and Usage of Derivatives Among Corporate Treasurers
This study examines awareness and Usage of Derivatives Among Corporate Treasurers in Ibadan. The research adopted a survey design, collecting data from 394 operators. Findings reveal that corporate treasurers mostly rely on plain-forward hedging tools The study recommends improved complaint resolution and customer feedback mechanisms
2025 — Undergraduate
Bond Market Participation by Retail Investors in Nigeria
This study investigates bond Market Participation by Retail Investors in Nigeria in Lagos. Using a survey research design, data were collected from 353 investors. Findings reveal that retail participation is limited by low awareness of treasury instruments The study recommends financial literacy programmes for retail investors and savers
2025 — Undergraduate
Customers' Perceptions of Quick Teller and Pop Payment Services
This study assesses customers' Perceptions of Quick Teller and Pop Payment Services in Kano. A descriptive survey design was employed and data were gathered from 312 bank staff. Findings reveal that queue relief is the main driver of quick teller patronage The study recommends strengthening of credit assessment systems for microfinance loan portfolios
2025 — Undergraduate
Electronic Banking Adoption and Customer Satisfaction in Deposit Money Banks
This study examines electronic Banking Adoption and Customer Satisfaction in Deposit Money Banks in Onitsha. The research adopted a survey design, collecting data from 271 customers. Findings reveal that USSD and mobile channels dominate transactions while branch traffic declines The study recommends expansion of digital banking channels and agent networks
2025 — Undergraduate
Effect of Securitisation on the Liquidity of Financial Institutions in Nigeria
This study examined the effect of securitisation on the liquidity of financial institutions in Nigeria. A descriptive survey design was adopted with questionnaires administered to finance executives and asset managers in selected institutions. Data were analysed using descriptive statistics and regression analysis. The findings revealed that securitisation of receivables and loans improved liquidity by converting illiquid assets into tradeable securities, thereby supporting funding and balance sheet management. The study, however, found that regulatory complexity, legal uncertainty, and limited investor appetite constrained the market. It recommends clearer regulatory frameworks and market infrastructure to support securitisation.
2025 — Undergraduate
Assessment of Derivative Instruments Usage on Risk Hedging by Nigerian Firms
This study assessed the usage of derivative instruments for risk hedging by Nigerian firms. A descriptive survey was conducted with treasury and finance officers of selected companies using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that a minority of firms actively used currency, interest rate, and commodity derivatives to hedge exposures, while most relied on operational hedging due to cost and knowledge constraints. The study found limited market depth and regulatory clarity hindered broad adoption. It recommends market development, capacity building, and improved awareness of derivative hedging.
2025 — Undergraduate
Influence of Deposit Insurance on Depositor Confidence in the Nigerian Financial System
This study investigated the influence of deposit insurance on depositor confidence in the Nigerian financial system. A descriptive survey was conducted with bank depositors using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that awareness of deposit protection significantly enhanced depositor confidence and reduced panic withdrawal behaviour, although many depositors were unaware of coverage details. The study found that confidence depended equally on bank reputation and regulatory soundness. It recommends public education on deposit insurance, transparent guarantee arrangements, and strengthened supervision to sustain confidence.
2025 — Undergraduate
Impact of Financial System Regulation on the Stability of the Nigerian Banking Industry
This study examined the impact of financial system regulation on the stability of the Nigerian banking industry. A descriptive survey was conducted with bank executives, regulators, and auditors using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that capital adequacy, prudential supervision, and enforcement of governance rules significantly enhanced banking stability and public confidence. The study, however, observed regulatory gaps in addressing emerging risks and burden of compliance costs. It recommends risk-based supervision, proportionate regulation, and continuous adaptation of the regulatory framework.
2025 — Undergraduate
Influence of Microcredit Schemes on Poverty Reduction in Rural Communities
This study investigated the influence of microcredit schemes on poverty reduction in rural communities in Nigeria. A survey research design was adopted with questionnaires administered to beneficiaries of microcredit programmes. Data were analysed using descriptive statistics and statistical tests of association. The findings revealed that microcredit supported income-generating activities, improved household consumption, and enhanced economic participation among poor households, with empowering effects on women borrowers. The study, however, found that loan size and repayment pressure limited long-term poverty impact. It recommends tailored credit products, financial literacy training, and complementary support services.
2025 — Undergraduate
Effect of Microfinance Credit on the Growth of Small and Medium Enterprises in Nigeria
This study examined the effect of microfinance credit on the growth of small and medium enterprises in Nigeria. A descriptive survey was conducted with SME owners who accessed microfinance loans using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that access to microcredit significantly improved working capital, output, and business expansion, particularly for small enterprises. However, high interest rates, collateral demands, and short repayment periods constrained full benefits. The study recommends affordable lending terms, enterprise training, and improved linkage of microfinance with SME development programmes.
2025 — Undergraduate
Impact of Corporate Governance on the Financial Performance of Listed Banks in Nigeria
This study examined the impact of corporate governance on the financial performance of listed banks in Nigeria. Data collected from annual reports of selected banks were analysed together with questionnaire responses from board members and regulators. Data were analysed using descriptive statistics and regression analysis. The findings revealed that board independence, risk oversight, and transparency significantly contributed to profitability and stability of banks. The study, however, observed challenges of board effectiveness and compliance enforcement. It recommends strengthening board composition, robust risk oversight, and strict adherence to governance and prudential standards.
2025 — Undergraduate
Effect of Asset and Liability Management on the Profitability of Nigerian Banks
This study assessed the effect of asset and liability management on the profitability of Nigerian banks. Financial statement data of selected banks were analysed together with questionnaire responses from treasury managers. Data were analysed using ratio analysis and regression techniques. The findings revealed that efficient matching of assets and liabilities, prudent liquidity buffers, and management of interest rate risk significantly influenced profitability and solvency. The study found that maturity mismatches and concentration risks remained concerns for some banks. It recommends rigorous asset-liability frameworks, stress testing, and robust liquidity management.
2025 — Undergraduate
Influence of Agency Banking on Financial Access in Rural Nigeria
This study investigated the influence of agency banking on financial access in rural Nigeria. A survey was conducted with agency operators and rural customers using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that agent networks significantly expanded access to deposits, withdrawals, and transfers in underserved communities, reducing travel time and transaction costs. However, liquidity constraints, technology failures, and trust issues limited service quality in some locations. The study recommends improved agent liquidity management, robust technology platforms, and supervisory support for agency banking.
2025 — Undergraduate
Effect of Electronic Banking on Customer Satisfaction in Nigerian Deposit Money Banks
This study examined the effect of electronic banking on customer satisfaction in Nigerian deposit money banks. A descriptive survey design was adopted with questionnaires administered to bank customers using digital channels. Data were analysed using descriptive statistics and regression analysis. The findings revealed that reliability, speed, and convenience of electronic banking services significantly influenced customer satisfaction and loyalty, while transaction failures and network downtime reduced satisfaction. The study also found gaps in customer support for digital services. It recommends improved system uptime, responsive support, and security enhancements in electronic banking delivery.
2025 — Undergraduate
Impact of Foreign Direct Investment on Economic Growth in Nigeria
This study examined the impact of foreign direct investment (FDI) on economic growth in Nigeria. Secondary data on FDI inflows, gross fixed capital formation, and gross domestic product were analysed using regression techniques. The findings revealed that FDI inflows contributed positively to growth through capital formation and technology transfer, although the effect varied across sectors and was muted in periods of instability. The study found that infrastructure deficits and policy inconsistency weakened the growth impact of FDI. It recommends infrastructural investment, policy stability, and deliberate attraction of investment into productive sectors.
2025 — Undergraduate
Influence of Exchange Rate Fluctuations on the Performance of Nigerian Non-Oil Exports
This study investigated the influence of exchange rate fluctuations on the performance of Nigerian non-oil exports. Time series data on exchange rates and export values were analysed together with interviews of exporters in the agricultural and manufacturing sectors. Data were analysed using descriptive statistics and regression techniques. The findings revealed that currency depreciation improved price competitiveness in the short run but raised input costs, with mixed net effects on export earnings. Exchange rate volatility also complicated planning for exporters. The study recommends export diversification, value-addition, and policy measures to stabilise the exchange rate.
2025 — Undergraduate
Impact of Operational Risk Management Practices on the Stability of Deposit Money Banks
This study examined the impact of operational risk management practices on the stability of deposit money banks in Nigeria. A descriptive survey design was adopted with questionnaires administered to risk officers and branch managers in selected banks. Data were analysed using descriptive statistics and regression analysis. The findings revealed that internal controls, business continuity planning, and staff training significantly reduced operational losses and enhanced institutional stability. The study identified cybersecurity threats and third-party risks as emerging challenges. It recommends continuous risk monitoring, investment in security technologies, and strengthening of operational risk frameworks.
2025 — Undergraduate
Effectiveness of Credit Risk Management on the Performance of Commercial Banks in Nigeria
This study assessed the effectiveness of credit risk management on the performance of commercial banks in Nigeria. A mixed-methods approach combining questionnaire administration with analysis of financial statements was adopted. Data were analysed using descriptive statistics and regression analysis. The findings revealed that robust credit appraisal, collateral management, and monitoring significantly reduced non-performing loans and supported profitability. The study, however, found weak risk culture and inadequate data in some banks. It recommends strengthened credit policies, enhanced staff capacity, and the adoption of data-driven credit scoring.
2025 — Undergraduate
Influence of Mutual Fund Performance on Investor Participation in the Nigerian Capital Market
This study investigated the influence of mutual fund performance on investor participation in the Nigerian capital market. Data were collected through questionnaires administered to fund managers and investors, complemented by analysis of fund returns. Data were analysed using descriptive statistics and correlation analysis. The findings revealed that consistent returns, transparency, and professional management significantly increased investor confidence and participation in mutual funds. The study observed, however, that fee structures and past performance volatility discouraged some retail investors. It recommends enhanced disclosure, cost competitiveness, and investor education to broaden mutual fund participation.
2025 — Undergraduate
Effect of Portfolio Diversification on Risk Reduction Among Nigerian Investors
This study examined the effect of portfolio diversification on risk reduction among Nigerian investors. A descriptive survey was conducted with individual and institutional investors using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that spreading investments across asset classes and sectors significantly reduced unsystematic risk and improved risk-adjusted returns. The study, however, found that many investors held overly concentrated portfolios due to limited market access and familiarity. It recommends investor education on diversification, wider product availability, and affordable access to diversified investment vehicles.
2025 — Undergraduate
Assessment of Money Market Instruments on the Liquidity of Commercial Banks in Nigeria
This study assessed the influence of money market instruments on the liquidity of commercial banks in Nigeria. A descriptive survey was conducted with treasury and operations officers in selected banks using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that treasury bills, certificates of deposit, and interbank placements significantly aided liquidity management and income generation for banks. However, interest rate volatility and regulatory changes affected instrument pricing and effectiveness. The study recommends prudent portfolio management and enhanced utilisation of money market instruments for liquidity planning.
2025 — Undergraduate
Impact of Capital Market Development on Economic Growth in Nigeria
This study examined the impact of capital market development on economic growth in Nigeria. Time series data on market capitalisation, value of shares traded, and gross domestic product were analysed together with questionnaire responses from market operators. Data were analysed using regression and correlation techniques. The findings revealed that market capitalisation and trading activity significantly supported long-run economic growth through enhanced capital mobilisation and corporate investment. The study observed that low market depth and retail participation limited the market's contribution. It recommends market modernisation, investor confidence-building, and expansion of the issuer base.
2025 — Undergraduate
Influence of Financial Inclusion on Banking Sector Development in Nigeria
This study investigated the influence of financial inclusion on banking sector development in Nigeria. A descriptive survey was conducted with bank customers and branch officers using a structured questionnaire, complemented by industry data. Data were analysed using descriptive statistics and regression analysis. The findings revealed that increased account ownership, mobile banking adoption, and access to credit significantly expanded bank deposits and deepened financial intermediation. However, low digital literacy, infrastructure gaps, and trust concerns limited progress. The study recommends expanded financial education, improved rural infrastructure, and innovative low-cost banking products.
2025 — Undergraduate
Effect of Central Bank Monetary Policy on the Growth of the Nigerian Economy
This study examined the effect of Central Bank of Nigeria monetary policy on the growth of the Nigerian economy. A longitudinal design was adopted using secondary data on interest rates, money supply, inflation, and gross domestic product. Data were analysed using descriptive statistics and regression techniques. The findings revealed that policy rates and money supply growth significantly influenced credit availability, inflation, and output growth, although transmission was weakened by structural rigidities. The study also found that policy had uneven effects across sectors. It recommends coordinated monetary and fiscal measures, deepened financial markets, and improved policy transmission mechanisms.
2025 — Undergraduate
Effect of Securitisation on the Liquidity of Financial Institutions in Nigeria
This study examined the effect of securitisation on the liquidity of financial institutions in Nigeria. A descriptive survey design was adopted with questionnaires administered to finance executives and asset managers in selected institutions. Data were analysed using descriptive statistics and regression analysis. The findings revealed that securitisation of receivables and loans improved liquidity by converting illiquid assets into tradeable securities, thereby supporting funding and balance sheet management. The study, however, found that regulatory complexity, legal uncertainty, and limited investor appetite constrained the market. It recommends clearer regulatory frameworks and market infrastructure to support securitisation.
2025 — Undergraduate
Influence of Microcredit Schemes on Poverty Reduction in Rural Communities
This study investigated the influence of microcredit schemes on poverty reduction in rural communities in Nigeria. A survey research design was adopted with questionnaires administered to beneficiaries of microcredit programmes. Data were analysed using descriptive statistics and statistical tests of association. The findings revealed that microcredit supported income-generating activities, improved household consumption, and enhanced economic participation among poor households, with empowering effects on women borrowers. The study, however, found that loan size and repayment pressure limited long-term poverty impact. It recommends tailored credit products, financial literacy training, and complementary support services.
2025 — Undergraduate
Assessment of Derivative Instruments Usage on Risk Hedging by Nigerian Firms
This study assessed the usage of derivative instruments for risk hedging by Nigerian firms. A descriptive survey was conducted with treasury and finance officers of selected companies using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that a minority of firms actively used currency, interest rate, and commodity derivatives to hedge exposures, while most relied on operational hedging due to cost and knowledge constraints. The study found limited market depth and regulatory clarity hindered broad adoption. It recommends market development, capacity building, and improved awareness of derivative hedging.
2025 — Undergraduate
Impact of Corporate Governance on the Financial Performance of Listed Banks in Nigeria
This study examined the impact of corporate governance on the financial performance of listed banks in Nigeria. Data collected from annual reports of selected banks were analysed together with questionnaire responses from board members and regulators. Data were analysed using descriptive statistics and regression analysis. The findings revealed that board independence, risk oversight, and transparency significantly contributed to profitability and stability of banks. The study, however, observed challenges of board effectiveness and compliance enforcement. It recommends strengthening board composition, robust risk oversight, and strict adherence to governance and prudential standards.
2025 — Undergraduate
Effect of Microfinance Credit on the Growth of Small and Medium Enterprises in Nigeria
This study examined the effect of microfinance credit on the growth of small and medium enterprises in Nigeria. A descriptive survey was conducted with SME owners who accessed microfinance loans using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that access to microcredit significantly improved working capital, output, and business expansion, particularly for small enterprises. However, high interest rates, collateral demands, and short repayment periods constrained full benefits. The study recommends affordable lending terms, enterprise training, and improved linkage of microfinance with SME development programmes.
2025 — Undergraduate
Impact of Financial System Regulation on the Stability of the Nigerian Banking Industry
This study examined the impact of financial system regulation on the stability of the Nigerian banking industry. A descriptive survey was conducted with bank executives, regulators, and auditors using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that capital adequacy, prudential supervision, and enforcement of governance rules significantly enhanced banking stability and public confidence. The study, however, observed regulatory gaps in addressing emerging risks and burden of compliance costs. It recommends risk-based supervision, proportionate regulation, and continuous adaptation of the regulatory framework.
2025 — Undergraduate
Influence of Deposit Insurance on Depositor Confidence in the Nigerian Financial System
This study investigated the influence of deposit insurance on depositor confidence in the Nigerian financial system. A descriptive survey was conducted with bank depositors using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that awareness of deposit protection significantly enhanced depositor confidence and reduced panic withdrawal behaviour, although many depositors were unaware of coverage details. The study found that confidence depended equally on bank reputation and regulatory soundness. It recommends public education on deposit insurance, transparent guarantee arrangements, and strengthened supervision to sustain confidence.
2025 — Undergraduate
Effect of Electronic Banking on Customer Satisfaction in Nigerian Deposit Money Banks
This study examined the effect of electronic banking on customer satisfaction in Nigerian deposit money banks. A descriptive survey design was adopted with questionnaires administered to bank customers using digital channels. Data were analysed using descriptive statistics and regression analysis. The findings revealed that reliability, speed, and convenience of electronic banking services significantly influenced customer satisfaction and loyalty, while transaction failures and network downtime reduced satisfaction. The study also found gaps in customer support for digital services. It recommends improved system uptime, responsive support, and security enhancements in electronic banking delivery.
2025 — Undergraduate
Influence of Agency Banking on Financial Access in Rural Nigeria
This study investigated the influence of agency banking on financial access in rural Nigeria. A survey was conducted with agency operators and rural customers using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that agent networks significantly expanded access to deposits, withdrawals, and transfers in underserved communities, reducing travel time and transaction costs. However, liquidity constraints, technology failures, and trust issues limited service quality in some locations. The study recommends improved agent liquidity management, robust technology platforms, and supervisory support for agency banking.
2025 — Undergraduate
Effect of Asset and Liability Management on the Profitability of Nigerian Banks
This study assessed the effect of asset and liability management on the profitability of Nigerian banks. Financial statement data of selected banks were analysed together with questionnaire responses from treasury managers. Data were analysed using ratio analysis and regression techniques. The findings revealed that efficient matching of assets and liabilities, prudent liquidity buffers, and management of interest rate risk significantly influenced profitability and solvency. The study found that maturity mismatches and concentration risks remained concerns for some banks. It recommends rigorous asset-liability frameworks, stress testing, and robust liquidity management.
2025 — Undergraduate
Impact of Foreign Direct Investment on Economic Growth in Nigeria
This study examined the impact of foreign direct investment (FDI) on economic growth in Nigeria. Secondary data on FDI inflows, gross fixed capital formation, and gross domestic product were analysed using regression techniques. The findings revealed that FDI inflows contributed positively to growth through capital formation and technology transfer, although the effect varied across sectors and was muted in periods of instability. The study found that infrastructure deficits and policy inconsistency weakened the growth impact of FDI. It recommends infrastructural investment, policy stability, and deliberate attraction of investment into productive sectors.
2025 — Undergraduate
Influence of Exchange Rate Fluctuations on the Performance of Nigerian Non-Oil Exports
This study investigated the influence of exchange rate fluctuations on the performance of Nigerian non-oil exports. Time series data on exchange rates and export values were analysed together with interviews of exporters in the agricultural and manufacturing sectors. Data were analysed using descriptive statistics and regression techniques. The findings revealed that currency depreciation improved price competitiveness in the short run but raised input costs, with mixed net effects on export earnings. Exchange rate volatility also complicated planning for exporters. The study recommends export diversification, value-addition, and policy measures to stabilise the exchange rate.
2025 — Undergraduate
Impact of Operational Risk Management Practices on the Stability of Deposit Money Banks
This study examined the impact of operational risk management practices on the stability of deposit money banks in Nigeria. A descriptive survey design was adopted with questionnaires administered to risk officers and branch managers in selected banks. Data were analysed using descriptive statistics and regression analysis. The findings revealed that internal controls, business continuity planning, and staff training significantly reduced operational losses and enhanced institutional stability. The study identified cybersecurity threats and third-party risks as emerging challenges. It recommends continuous risk monitoring, investment in security technologies, and strengthening of operational risk frameworks.
2025 — Undergraduate
Effectiveness of Credit Risk Management on the Performance of Commercial Banks in Nigeria
This study assessed the effectiveness of credit risk management on the performance of commercial banks in Nigeria. A mixed-methods approach combining questionnaire administration with analysis of financial statements was adopted. Data were analysed using descriptive statistics and regression analysis. The findings revealed that robust credit appraisal, collateral management, and monitoring significantly reduced non-performing loans and supported profitability. The study, however, found weak risk culture and inadequate data in some banks. It recommends strengthened credit policies, enhanced staff capacity, and the adoption of data-driven credit scoring.
2025 — Undergraduate
Influence of Mutual Fund Performance on Investor Participation in the Nigerian Capital Market
This study investigated the influence of mutual fund performance on investor participation in the Nigerian capital market. Data were collected through questionnaires administered to fund managers and investors, complemented by analysis of fund returns. Data were analysed using descriptive statistics and correlation analysis. The findings revealed that consistent returns, transparency, and professional management significantly increased investor confidence and participation in mutual funds. The study observed, however, that fee structures and past performance volatility discouraged some retail investors. It recommends enhanced disclosure, cost competitiveness, and investor education to broaden mutual fund participation.
2025 — Undergraduate
Effect of Portfolio Diversification on Risk Reduction Among Nigerian Investors
This study examined the effect of portfolio diversification on risk reduction among Nigerian investors. A descriptive survey was conducted with individual and institutional investors using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that spreading investments across asset classes and sectors significantly reduced unsystematic risk and improved risk-adjusted returns. The study, however, found that many investors held overly concentrated portfolios due to limited market access and familiarity. It recommends investor education on diversification, wider product availability, and affordable access to diversified investment vehicles.
2025 — Undergraduate
Assessment of Money Market Instruments on the Liquidity of Commercial Banks in Nigeria
This study assessed the influence of money market instruments on the liquidity of commercial banks in Nigeria. A descriptive survey was conducted with treasury and operations officers in selected banks using a structured questionnaire. Data were analysed using descriptive statistics and regression analysis. The findings revealed that treasury bills, certificates of deposit, and interbank placements significantly aided liquidity management and income generation for banks. However, interest rate volatility and regulatory changes affected instrument pricing and effectiveness. The study recommends prudent portfolio management and enhanced utilisation of money market instruments for liquidity planning.
2025 — Undergraduate
Impact of Capital Market Development on Economic Growth in Nigeria
This study examined the impact of capital market development on economic growth in Nigeria. Time series data on market capitalisation, value of shares traded, and gross domestic product were analysed together with questionnaire responses from market operators. Data were analysed using regression and correlation techniques. The findings revealed that market capitalisation and trading activity significantly supported long-run economic growth through enhanced capital mobilisation and corporate investment. The study observed that low market depth and retail participation limited the market's contribution. It recommends market modernisation, investor confidence-building, and expansion of the issuer base.
2025 — Undergraduate
Influence of Financial Inclusion on Banking Sector Development in Nigeria
This study investigated the influence of financial inclusion on banking sector development in Nigeria. A descriptive survey was conducted with bank customers and branch officers using a structured questionnaire, complemented by industry data. Data were analysed using descriptive statistics and regression analysis. The findings revealed that increased account ownership, mobile banking adoption, and access to credit significantly expanded bank deposits and deepened financial intermediation. However, low digital literacy, infrastructure gaps, and trust concerns limited progress. The study recommends expanded financial education, improved rural infrastructure, and innovative low-cost banking products.
2025 — Undergraduate
Effect of Central Bank Monetary Policy on the Growth of the Nigerian Economy
This study examined the effect of Central Bank of Nigeria monetary policy on the growth of the Nigerian economy. A longitudinal design was adopted using secondary data on interest rates, money supply, inflation, and gross domestic product. Data were analysed using descriptive statistics and regression techniques. The findings revealed that policy rates and money supply growth significantly influenced credit availability, inflation, and output growth, although transmission was weakened by structural rigidities. The study also found that policy had uneven effects across sectors. It recommends coordinated monetary and fiscal measures, deepened financial markets, and improved policy transmission mechanisms.
2025 — Undergraduate