Influence of Financial Inclusion on Banking Sector Development in Nigeria
Banking and Finance — 2025, Undergraduate
This study investigated the influence of financial inclusion on banking sector development in Nigeria. A descriptive survey was conducted with bank customers and branch officers using a structured questionnaire, complemented by industry data. Data were analysed using descriptive statistics and regression analysis. The findings revealed that increased account ownership, mobile banking adoption, and access to credit significantly expanded bank deposits and deepened financial intermediation. However, low digital literacy, infrastructure gaps, and trust concerns limited progress. The study recommends expanded financial education, improved rural infrastructure, and innovative low-cost banking products.
Preview — first 10 pages
Report a problem with this project
More from Banking and Finance
- Effect of Securitisation on the Liquidity of Financial Institutions in Nigeria
- Impact of Financial System Regulation on the Stability of the Nigerian Banking Industry
- Assessment of Derivative Instruments Usage on Risk Hedging by Nigerian Firms
- Influence of Deposit Insurance on Depositor Confidence in the Nigerian Financial System