Impact of Operational Risk Management Practices on the Stability of Deposit Money Banks
Banking and Finance — 2025, Undergraduate
This study examined the impact of operational risk management practices on the stability of deposit money banks in Nigeria. A descriptive survey design was adopted with questionnaires administered to risk officers and branch managers in selected banks. Data were analysed using descriptive statistics and regression analysis. The findings revealed that internal controls, business continuity planning, and staff training significantly reduced operational losses and enhanced institutional stability. The study identified cybersecurity threats and third-party risks as emerging challenges. It recommends continuous risk monitoring, investment in security technologies, and strengthening of operational risk frameworks.
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