Nakudin

Credit Risk Management Practices in Microfinance Banking

Banking and Finance2025, Undergraduate

nigeriamicrofinancepracticesriskcredit

This study investigates credit Risk Management Practices in Microfinance Banking in Kaduna. Using a survey research design, data were collected from 196 bank staff. Findings reveal that group lending reduces delinquency in cooperative microfinance The study recommends strengthening of credit assessment systems for microfinance loan portfolios

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